COVID-19 Resources

Federal and state government entities and nonprofits are working together to control the spread of the coronavirus and to support the businesses and individuals impacted by the virus and/or the protective measures being taken. 


WORKFORCE

Shared Work Program:

The Shared Work program offers an alternative to layoffs for employers facing a temporary downturn in business.

https://mn.gov/deed/job-seekers/recently-unemployed/layoff/shared-work.jsp

 

BUSINESS READINESS

MN Chamber: https://www.mnchamber.com/blog/your-business-covid-19-ready

Center for Disease Control: https://www.cdc.gov/coronavirus/2019-ncov/community/guidance-business-response.html

MN Department of Health: https://www.health.state.mn.us/diseases/coronavirus/businesses.html

MN Department of Economic Development resources for employers – Information on staffing, hours, unemployment insurance and assistance for small businesses: https://mn.gov/deed/newscenter/covid/employers/

US Small Business Administration guidance for employers – Links to information on small business products and loans, guidance on access to capital and the local assistance directory.: https://www.sba.gov/disaster-assistance/coronavirus-covid-19

MEDA: Steps for BIPOC-Owned Businesses During COVID-19 http://meda.net/business-and-coronavirus-steps-for-bipoc-owned-businesses-during-covid-19/

Forge North: Resources and Links For Local Startups https://forgenorth.com/covid19/

Springboard for the Arts: Resources for Artists, Creative Workers & Organizations https://springboardforthearts.org/coronavirus/

BUSINESS RECOVERY

Morrison County COVID-19 Business Assistance Program

  1. This is a grant program for up to $5000.
  2. The business must be a for-profit business that has a permanent physical location in Morrison County, Minnesota.
  3. The business must be in good standing with the Minnesota Secretary of State and the Minnesota Department of Revenue as of March 1, 2020 and been in business since December 1, 2019.
  4. All eligible applicants must provide proof that they filed a recent Federal Tax Return and include it with this application.
  5. Applications will be accepted Monday, August 3rd through Friday, August 28th, 2020. Submit completed applications to Community Development of Morrison County by Friday August 28 th at 4:30 PM by email to: mcdc@fallsnet.com or by mail at:
    316 East Broadway
    PO Box 356
    Little Falls, MN 56345
    If you have questions please call Carol Anderson at 632-5466
  6. Applications will be reviewed by the Morrison County Rural Development Finance Authority for approval with awards issued no later than September 30, 2020.
  7. Proof for expense reimbursement or proof of disruption of business costs must be included with the application.
  8. The application with supporting documentation must be filled out in its entirety to be considered for funding.

Download the application »


NEW! MN Department of Employment & Economic Development: Small Business Emergency Loans. DEED will use their lender network to make loans between $2,500 and $35,000 for qualifying small businesses. The loans will be 50% forgivable, and offered at a 0% interest rate. If other financing becomes available to small businesses that received an emergency loan, such as federal funding, the emergency loan must be repaid. More information on terms, eligibility and application process here. 

US Small Business Administration is offering low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19). Small businesses in Minnesota are now eligible for the SBA Economic Injury Disaster Loan Program and can apply for a loan at SBA.gov/disaster.

  • This program can provide low-interest loans of up to $2 million to small businesses and private non-profits.
  • These loans may be used to pay fixed debts, payroll, accounts payable and other bills. 
  • The current interest rate is 3.75% for small businesses. The non-profit rate is 2.75%.
  • These loans have long-term repayment options, up to a maximum of 30 years. 
  • Need help filling out the application? Access these step-by-step instructions.

Upcoming Loan Training for COVID-19 Related Economic Disruptions.

Tuesday, March 24, 9 a.m.Register or 1 p.m.:  Register
Wednesday, March 25, 9 a.m.Register or 1 p.m.Register
Thursday, March 26, 9 a.m.Register or 1 p.m.Register
Friday, March 27, 9 a.m.Register or 1 p.m.Register

View a recent presentation by the Minnesota District Office: Coronavirus Training PowerPoint

MN Department of Revenue details on business tax changes – a 30-day Sales and Use Tax grace period for businesses required to suspend or reduce services: https://www.revenue.state.mn.us/our-response-covid-19


Resources for Businesses

Process for Accessing SBA’s Coronavirus (COVID-19) Disaster Relief Lending

  • The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19). Upon a request received from a state’s or territory’s Governor, SBA will issue under its own authority, as provided by the Coronavirus Preparedness and Response Supplemental Appropriations Act that was recently signed by the President, an Economic Injury Disaster Loan declaration.
  • Any such Economic Injury Disaster Loan assistance declaration issued by the SBA makes loans available to small businesses and private, non-profit organizations in designated areas of a state or territory to help alleviate economic injury caused by the Coronavirus (COVID-19).
  • SBA’s Office of Disaster Assistance will coordinate with the state’s or territory’s Governor to submit the request for Economic Injury Disaster Loan assistance.
  • Once a declaration is made for designated areas within a state, the information on the application process for Economic Injury Disaster Loan assistance will be made available to all affected communities.
  • These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. The interest rate is 3.75% for small businesses without credit available elsewhere; businesses with credit available elsewhere are not eligible. The interest rate for non-profits is 2.75%.
  • SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years. Terms are determined on a case-by-case basis, based upon each borrower’s ability to repay.
  • SBA’s Economic Injury Disaster Loans are just one piece of the expanded focus of the federal government’s coordinated response, and the SBA is strongly committed to providing the most effective and customer-focused response possible.

For additional information, please contact the SBA disaster assistance customer service center. Call 1-800-659-2955 (TTY: 1-800-877-8339) or e-mail disastercustomerservice@sba.gov


Federal COVID-19 Resources

Health and Safety

Travel and Transportation

Money and Taxes

Housing

International Cooperation

Workers

  • OSHA COVID-19 Resources
  • Some states are extending unemployment benefits to those quarantined or laid off due to COVID-19.